Highlights:

• Retroactive Date is inception date of the policy in most cases
• Liberalized definition of discrimination
• Suits brought by any insured and/or Union Organization
• Coverage for the Plan Administrator
• Waiver of Recourse
• 505(L) Civil Penalties Extension
• CAP Penalty Endorsement (Closing Agreement Program)
• Employment Discrimination Defense Coverage Extension
• Three (3) year policy available